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Webinar: Emerging Leader Series: Consumer Loan Portfolio Grading: Assessing Strengths & Mitigating Weaknesses

Risk grading consumer loans is necessary due to increased regulatory emphasis on credit portfolio management and accounting standards required disclosures. This leads to assessment of the credit risk level in the various segments of the consumer loan portfolio and whether the current risk level is within the board’s risk tolerance guidelines. The next step is developing a roadmap to the future. Managing a loan portfolio starts with knowledge of where you are and a clear vision of where you want to be.

Regulators are requesting financial institutions to explicitly set forth the nature and risk level they want to assume (their risk appetite) and explain how they will adhere to it in the face of aggressive business goals, increasing competitive pressures, and changing economic conditions.

HIGHLIGHTS

  • Reasons for risk grading consumer loans
  • Regulatory guidance on credit risk grading systems
    • Grading matrix for consumer lending
    • Risk indicators to capture on management information systems
  • Credit risk – the roadmap
    • Directors and credit risk requirements
    • Use of forward-looking models
    • Establishing credit risk tolerance levels
  • Assessing strengths and mitigating weaknesses
    • Assessment process
    • Findings from client engagements
    • Managing credit risk at the portfolio level

 

  • TAKE-AWAY TOOLKIT
    • Employee training log
    • Quiz you can administer to measure staff learning and a separate answer key

 

Attendance verification for CE credits provided upon request.

WHO SHOULD ATTEND?

This informative session is designed for CEOs, presidents, CFOs, chief risk officers, the risk management team, senior credit officers, and loan officers.

Please note:  The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.

ABOUT THE PRESENTER – S. Wayne Linder, Young & Associates, Inc.

With over 30 years as a banking veteran, Wayne Linder was formerly the CEO of a community bank.  At Young & Associates, Inc., Wayne works as a senior lending and management consultant.  He performs loan reviews; assists financial institutions under regulatory enforcement agreements; performs management and board of director assessments; and develops and implements written policies throughout all areas of the financial institution.  Wayne is a popular seminar speaker with both national and international experience. In addition to his many published articles, he is the author of Loan Review Deskbook.

THREE REGISTRATION OPTIONS

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

1.  LIVE WEBINAR

The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.  Registrants receive a toll-free number and pass code that will allow entrance to the seminar.  The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, PIN number, and handouts will be emailed to you prior to the broadcast.  You will need the most-current version of Adobe Reader available free at www.adobe.com.

Convenient!

Listen to the
archived webinar on your

iPad

iPhone

Android

Instructions will be emailed with the archived webinar link.

2.  ARCHIVED WEBINAR & FREE CD ROM*

Can’t attend the live webinar? The archived webinar is a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address so you may ask follow-up questions. Approximately one week prior to the webinar, you will receive an email with the archived webinar link. This webinar link can be viewed anytime 24/7, beginning 6 business days after the webinar and will expire 6 months after the live program date.

As an added bonus, you will also receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation, the question and answer sessions, and the handouts.  Use the archived webinar or this “off-the-shelf” training program for those that could not attend the live seminar and for future training.

The archived webinar (including the free CD ROM) may ONLY be ordered for 6 months following the webinar. Neither will be available after this time.

3.  BOTH LIVE WEBINAR & ARCHIVED WEBINAR (INCLUDES FREE CD ROM*)

Options 1 and 2 described above

AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE

*CD ROM is for Mac and PC use only

This event is being conducted by CU Web Training on behalf of the Missouri Credit Union Association.   Click here to register:  https://mcua.fed.cuwebtraining.com/store/webinar

January 23rd, 2014 2:00 PM   through   3:30 PM
MCUA
Webinar
United States

Event Info

When

January 23rd, 2014 2:00 PM   through   3:30 PM

Where

MCUA
Webinar
United States

Contact

Phone: 314-542-1321

Email:


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