The entire credit union meets at the desk of asset liability management (ALM). The Asset/Liability Committee (ALCO) discusses the profitability and capital impact of loan rates, investment structure, deposit rates, deposit structure, developing a risk profile, mitigating risk, and the impact of interest rate risk on capital adequacy. This is important information for all emerging leaders.

Controlling interest rate risk through ALM has always been important in operating a profitable credit union.  With the recent increase in interest rates, it is now more critical than ever.  This webinar will provide the information needed to understand all of the regulatory requirements necessary for an effective ALM program.  In addition, the session will address areas of asset liability modeling that may cause erroneous decisions.  It will also cover asset/liability theory including measurement, ratios, and normal risk parameters, and include the practical implementation of these theories in an understandable manner that will improve your interest rate risk, profitability, and shareholder value.

HIGHLIGHTS

  • ALM philosophy
  • How to effectively measure interest rate risk
  • Problems in modeling that can result in bad information
  • Components of an effective policy
  • ALCO duties
  • Establishment of realistic risk parameters
  • Importance of IRR validation – auditing the process

 

  • TAKE-AWAY TOOLKIT
    • Employee training log
    • Quiz you can administer to measure staff learning and a separate answer key

Attendance verification for CE credits provided upon request.

WHO SHOULD ATTEND?

This program is best suited for all emerging and existing leaders that are involved in interest rate risk.  This session is a cost-effective way to determine the interest rate risk at your credit union and to meet regulatory guidelines.

Please note:  The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.

ABOUT THE PRESENTER – Gary J. Young, Young & Associates, Inc.

Gary J. Young is Chief Executive Officer of Young & Associates, Inc.  During 35 years in consulting and 46 years in the industry, he has assisted hundreds of financial institutions from coast-to-coast with improving shareholder value and profit, establishing effective strategic plans, management assessments, regulatory concerns, budgeting, asset/liability management, expansion planning, and mergers and acquisitions.

Gary is a popular speaker due to his practical and valuable insight and has conducted seminars throughout the United States and in Europe.  Gary is on the board of a community bank, manages a bank investment fund, and is a co-founder of Capital Market Securities, Inc., which assists with mergers and acquisitions.

THREE REGISTRATION OPTIONS

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

1.  LIVE WEBINAR

The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.  Registrants receive a toll-free number and pass code that will allow entrance to the seminar.  The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, PIN number, and handouts will be emailed to you prior to the broadcast.  You will need the most-current version of Adobe Reader available free at www.adobe.com.

Convenient!

Listen to the
archived webinar on your

iPad

iPhone

Android

Instructions will be emailed with the archived webinar link.

2.  ARCHIVED WEBINAR & FREE CD ROM*

Can’t attend the live webinar? The archived webinar is a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address so you may ask follow-up questions. Approximately one week prior to the webinar, you will receive an email with the archived webinar link. This webinar link can be viewed anytime 24/7, beginning 6 business days after the webinar and will expire 6 months after the live program date.

As an added bonus, you will also receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation, the question and answer sessions, and the handouts.  Use the archived webinar or this “off-the-shelf” training program for those that could not attend the live seminar and for future training.

The archived webinar (including the free CD ROM) may ONLY be ordered for 6 months following the webinar. Neither will be available after this time.

3.  BOTH LIVE WEBINAR & ARCHIVED WEBINAR (INCLUDES FREE CD ROM*)

Options 1 and 2 described above

AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE

*CD ROM is for Mac and PC use only

This event is being conducted by CU Web Training on behalf of the Missouri Credit Union Association. Click here to register: https://mcua.fed.cuwebtraining.com/store/webinar

March 19th, 2014 2:00 PM   through   3:30 PM
United States

Event Info

When

March 19th, 2014 2:00 PM   through   3:30 PM

Where

United States

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