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Webinar: The 20 Most Important Things to Know About TRID Compliance Before the Revised October 3 Deadline

Tuesday, September 1, 2015
2:00pm - 3:30pm

The CFPB has extended the compliance deadline for the TILA/RESPA Integrated Disclosure (“TRID”) requirements to October 3, 2015. Don’t let this additional time go to waste! This webinar will address the 20 most important things about the new mortgage disclosure requirements. As mortgage lenders enter the home stretch, there seem to be more and more questions, but fewer answers. Lending and compliance staff have been working diligently to understand the nuances of how the TRID requirements will work in practice. Attending this webinar will help confirm your prior research as you work to meet the October 3 deadline. Join us for a plain English description of the requirements and steps needed to comply.

7 members already registered!

Webinar: Advanced ACH Specialist Series: Defining & Identifying Third-Party Senders: Risk, Liability & Audit Requirements

Wednesday, September 2, 2015
2:00pm - 3:30pm

Third parties are the talk of the industry, but do you really understand what the talk is all about? One type of third party is a third-party sender. A third-party sender looks like a typical originating client, but is actually a client that originates ACH transactions on behalf of its own clients. Third-party senders create an additional level of risk for an ODFI because the ODFI may not actually realize they are doing business with a third party. To protect itself, the ODFI needs to understand what a third-party sender is and then not only know your client (KYC) but know your client’s client (KYCC). This session will define each type of third party, the actions they perform in the ACH network, and how this affects liabilities, risks, and audit requirements.

7 members already registered!

Webinar: Members for Life: Creating an Effective Member Retention Plan

Thursday, September 3, 2015
2:00pm - 3:30pm

According to many studies, it costs seven times more to attract new members than it does to retain existing ones. A 5% increase in membership retention can generate up to 125% in additional profits, so one of the most cost-effective ways of growing your credit union is to retain your current members. Yet most credit unions spend very little time or resources on member retention. During this webinar, you will learn effective strategies to turn your members into members for life and grow your bottom line.

7 members already registered!

Labor Day - MCUA Offices Closed

Monday, September 7, 2015
8:00am - 11:59pm

Missouri Credit Union Association offices closed in observance of Labor Day.

7 members already registered!

Webinar: HR Series: HR Danger Zones: Regulations, Requirements & Best Practices to keep You Out of Trouble

Wednesday, September 9, 2015
2:00pm - 3:30pm

Some organizations think anyone can take care of the human resource (HR) program. Others believe HR is a necessary evil, but only focus on the basics – thinking that is enough to stay out of trouble. HR is really all about risk management. HR staff must know the danger zones in employment laws and regulations and the potential consequences when they are not followed or administered properly.

7 members already registered!

Webinar: Loan Concentration Management: Evaluation, Risk Tolerance & Regulatory Guidance

Thursday, September 10, 2015
2:00pm - 3:30pm

NCUA Chairman Debbie Matz stated, “I encourage credit union officials to understand the concentration risk in their credit union’s current balance sheet, as well as how strategic plans may affect the level of concentration risk; and to ensure their risk management practices are commensurate with the level of risk.”

7 members already registered!

Webinar: Loan Underwriting Basics: Interviewing, Credit Reports, Debt Ratios & Regulation B

Tuesday, September 15, 2015
2:00pm - 3:30pm

Strong competition for loans, increasing regulatory expectations for risk management, and the multiple regulations regarding applications for (and extensions of) credit have all combined to make the jobs of loan officers, loan underwriters, and credit analysts more daunting than ever. This webinar will focus on the essentials of accepting applications for credit and underwriting the request, for both consumer and commercial debt. Significant compliance considerations, including Regulation B and the Fair Credit Reporting Act, will be covered.

7 members already registered!

Town Hall Meeting - Kansas City

Wednesday, September 16, 2015
9:00am - 11:00am
6025 LAMAR AVE
MISSION KS

The consolidation of two associations, Missouri Credit Union Association and Kansas Credit Union Association, will be coming up for vote by the two memberships. To be sure you have the information you need to cast your vote, plan to attend the Town Hall Meeting scheduled in your area.

7 members already registered!

Webinar: Managing the 8 Categories of Risk Assessment

Wednesday, September 16, 2015
2:00pm - 3:30pm

Risk management exams are not easy. The best defense is a strong offense. Every credit union should proactively conduct a risk self-assessment so management can detect possible weaknesses that could be identified during a risk exam. This webinar will cover the eight risk categories that will be included during your exam and how to proactively address each.

7 members already registered!

Town Hall Meeting - Springfield

Wednesday, September 16, 2015
2:30pm - 4:30pm
818 N BENTON AVE
SPRINGFIELD MO

The consolidation of two associations, Missouri Credit Union Association and Kansas Credit Union Association, will be coming up for vote by the two memberships. To be sure you have the information you need to cast your vote, plan to attend the Town Hall Meeting scheduled in your area.

7 members already registered!

Compliance Conference Call

Wednesday, September 16, 2015
3:00pm - 3:30pm

Knowledge is calling, and it wants to talk Compliance! As a benefit of membership, the Missouri Credit Union Association (MCUA) is offering free monthly Compliance Update Conference Calls for member credit unions. The MCUA Compliance staff is expecting the calls to last 30 minutes and involve reviewing current compliance topics and deadlines.

7 members already registered!

Town Hall Meeting - Jefferson City

Thursday, September 17, 2015
9:00am - 11:00am
223 MADISON ST
JEFFERSON CTY MO

The consolidation of two associations, Missouri Credit Union Association and Kansas Credit Union Association, will be coming up for vote by the two memberships. To be sure you have the information you need to cast your vote, plan to attend the Town Hall Meeting scheduled in your area.

7 members already registered!

Town Hall Meeting - St. Louis

Thursday, September 17, 2015
2:00pm - 4:00pm
2055 CRAIGSHIRE RD
SAINT LOUIS MO

The consolidation of two associations, Missouri Credit Union Association and Kansas Credit Union Association, will be coming up for vote by the two memberships. To be sure you have the information you need to cast your vote, plan to attend the Town Hall Meeting scheduled in your area.

7 members already registered!

Webinar: Director Series: UDAAP for the Board & Senior Management

Thursday, September 17, 2015
2:00pm - 3:30pm

Historically, credit unions have been member focused, which has helped the industry to avoid many regulatory headaches. However, some recent UDAAP penalties mean that the board and senior management must have a plan to monitor any potential issues. The CFPB required a $2 million refund and a $200,000 fine for deceptive advertising of free checking in an October 2014 action. Of the 40+ enforcement matters made public by the CFPB, half have alleged violations of the UDAAP provision of the Dodd-Frank Act. These actions have resulted in consumer restitution totaling more than $1.7 billion, as well as civil money penalties totaling more than $142 million.

7 members already registered!

Marketing Conference - St. Louis

Tuesday, September 22, 2015
9:00am - 5:00pm
2055 CRAIGSHIRE RD
SAINT LOUIS MO

The Missouri Credit Union Association (MCUA) invites credit union marketers to the 2015 Marketing Conference. During this two-day conference, you will learn how to better market one of your credit union’s best advantages—being a cooperative. You’ll also dive into data mining, and take a closer look at how data and analytics impact your marketing efforts. You’ll leave with takeaways you can implement right away!

7 members already registered!

Webinar: Imaged Documents: What to Keep, What to Destroy, What Holds up in Court?

Tuesday, September 22, 2015
2:00pm - 3:30pm

Imaged documents are prevalent on both the deposit side and the loan side of the credit union. Every day, your credit union processes numerous imaged checks and handles numerous imaged credit files. Image technology can make transactions more convenient, but it also can complicate matters. Do you know which original documents must be retained and which can be destroyed? Not all imaged documents are treated the same under the law. Understanding the rules can protect your credit union from costly mistakes.

7 members already registered!

Central Chapter Tailgate Party

Tuesday, September 22, 2015
5:45pm - 9:00pm
115 Memorial Park Drive
Jefferson City MO

Credit Unions & Vendors: PLEASE Bring Items to Donate.

7 members already registered!

Webinar: Regulator Guidance & Issues in ATM Security

Wednesday, September 23, 2015
2:00pm - 3:30pm

ATMs have become a rich playground for hackers to steal both data and money. During the last 18 months, credit unions have seen ATM data theft, ATM jackpotting, ATM cyber heists, and both domestic and international ATM cyber rings. Hackers have defeated ATMs through a variety of techniques, including compromising the remote interface, USB ports, and skimming (just to name a few). This problem has become so urgent that the FFIEC issued guidance to warn all financial institutions about heightened ATM risks and lay out seven compliance requirements.

7 members already registered!

Kansas City Chapter Legislative Breakfast

Thursday, September 24, 2015
8:00am - 10:00am
8200 HILLCREST RD
KANSAS CITY MO

Please join us to discuss the topics and issues that are important to you and how they affect the credit union movement.

7 members already registered!

Webinar: IRA Series: Auditing IRAs Step-by-Step

Thursday, September 24, 2015
2:00pm - 3:30pm

The duties of the retirement plan custodian can be extensive and reach well beyond opening the account. Plan administrators are expected to not only report transaction activity correctly on retirement accounts, but to also maintain accurate records and oversee the handling of the funds throughout the life of the plan. In addition, participants have implied expectations that also require ongoing monitoring by the custodian. As a result, custodians should audit their retirement plan portfolio annually to ensure that all plans are current and notify their accountholders if any action is necessary. Remember, almost every activity on a retirement plan has a deadline. You want to make sure your accountholder doesn’t miss it!

7 members already registered!

Webinar: Required Compliance Series: Compliance Regulations for Deposit Operations

Tuesday, September 29, 2015
2:00pm - 3:30pm

When handling transactions and answering member inquiries, you are required to follow the credit union’s policies and procedures, many of which are based on the laws and regulations governing deposit operations. Each law and regulation spells out specific requirements – from what is included on a statement and when it should be sent, to reporting BSA issues. It is important to understand the credit union’s and the consumer’s rights and responsibilities when it comes to Reg E claims involving electronic fund transfers; Reg CC check issues regarding holds; negotiability issues under the Uniform Commercial Code; and limitations on transactions under Reg D.

7 members already registered!

Webinar: Mortgage Advertising: Keeping Your Promotions Compliant

Wednesday, September 30, 2015
2:00pm - 3:30pm

Mortgage advertising is complex. Different rules apply to home equity lines of credit (HELOCs) and closed-end mortgage loans. In addition, the required disclosures depend on whether a trigger term is used in the advertisement. Add an online or social media advertisement and the potential for noncompliance increases dramatically. This webinar will examine the regulatory requirements and provide attendees with best practices for creating and reviewing compliant mortgage advertisements. Marketing and compliance teams are encouraged to attend the webinar together to ensure everyone is on the same page.

7 members already registered!

Webinar: Regulatory & Legal Risks of Overdraft Protection: Recent Issues & Best Practices

Thursday, October 1, 2015
2:00pm - 3:30pm

Regulators and attorneys continue to monitor and review credit union overdraft protection programs. Credit unions throughout the country are being targeted for class action lawsuits based on their overdraft programs. In addition, the CFPB has been studying the overdraft protection market closely and has issued detailed reports hinting at future rulemakings.

7 members already registered!

Convention & Expo - Vendors

Tuesday, October 6, 2015
7:00am - 7:00am
401 WARD PKWY
KANSAS CITY MO

The Convention and Expo is your opportunity to showcase your products and services to the decision-makers of the credit unions in Missouri and visiting states.

7 members already registered!

Convention & Expo Featuring the Annual Business Meeting

Tuesday, October 6, 2015
11:00am - 1:00pm
401 WARD PKWY
KANSAS CITY MO

The Missouri Credit Union Association (MCUA) invites you to the Intercontinental Hotel on the Plaza in Kansas City to recognize and celebrate the difference credit unions make each and every day. The 2015 Credit Union Convention & Exposition has a fantastic lineup of national speakers who are experts in their field. With distinguished speakers from across the country and a variety of breakout sessions, this premier event offers outstanding education and value right in your own backyard.

7 members already registered!

Webinar: Call Report Preparation: Advanced Lending Schedules, Including Schedule A Specialized Lending, REOs, MSRs, MBLs & TDRs

Tuesday, October 6, 2015
2:00pm - 3:30pm

Have you mastered the basic lending disclosures? Now it’s time to tackle the advanced lending schedules. This webinar will decipher and clarify the Call Report instructions related to Schedule A – Specialized Lending. It will also explore the complex accounting and reporting for real estate owned (REOs), mortgage servicing rights (MSRs), member business loans (MBLs) and troubled debt restructurings (TDRs). Join us to learn relevant examples that will assist you in preparing quarterly call reports. Make sure to bring your questions!

7 members already registered!

Webinar: Powers-of-Attorney & Living Trust Documents: Guidelines for Deposit Accounts & Loans

Wednesday, October 7, 2015
2:00pm - 3:30pm

Powers-of-attorney and living trust agreements are complex legal documents used to transact business with your credit union on a daily basis. If not handled properly, they can expose your credit union to significant risk. This webinar will explain everything you need to know about powers-of-attorney and living trusts regarding deposit accounts and loan transactions. Join us to learn about opening living trust accounts, including account documentation and authorization requirements. Lending to living trusts, including loan documentation and perfection of security interests in trust property will also be covered.

7 members already registered!

Webinar: Regulation E Requirements for Debit Card Error Resolution: Processing, Disclosure & Investigation

Thursday, October 8, 2015
2:00pm - 3:30pm

Financial institutions must ensure they are correctly interpreting Regulation E and are complying with the processing requirements for error disputes associated with debit card transactions. Do you understand the types of transactions covered by Regulation E and the requirements pertaining to debit cards for your financial institution? Can you define an error according to the regulation and the timing requirements for investigation and resolution of unauthorized debit card transactions by your financial institution? This webinar will address those issues and cover how to minimize your financial institution’s losses.

7 members already registered!

Columbus Day - MCUA Offices Closed

Monday, October 12, 2015
8:00am - 11:59pm

Missouri Credit Union Association offices closed in observance of Columbus Day.

7 members already registered!

Webinar: The New Flood Rules, Including the Mandatory Escrow Rule Effective January 1, 2016

Tuesday, October 13, 2015
2:00pm - 3:30pm

Even more changes to flood compliance rules are on the way!

The joint federal agencies’ final rule that implements provisions of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA) becomes effective on January 1, 2016. This rule addresses escrowing flood insurance payments and exempting certain detached structures from the mandatory purchase requirement. It also implements provisions under Biggert-Waters regarding forced placement of flood insurance.

7 members already registered!

Webinar: Advanced Financial Literacy Update for New & Experienced Directors: ALM Primer & New Financial, Accounting & Risk Issues

Wednesday, October 14, 2015
2:00pm - 3:30pm

Asset liability management (ALM) is one of the most important things a credit union director needs to understand. Some call it the “rocket science” of the credit union industry because it is very difficult to comprehend. Put simply, it’s the management of loans and deposits over time in a manner that helps maintain the profit and the capital your credit union needs. While ALM is complicated, this course will make it easier to understand than ever before.

7 members already registered!

Webinar: BSA Compliance Series: Identifying, Reporting & Monitoring Suspicious Activity

Thursday, October 15, 2015
2:00pm - 3:30pm

How do we catch the bad guys? The ways financial institutions monitor for suspicious activities must constantly be adjusted to keep pace with criminal masterminds. This session will address advanced monitoring techniques and highlight the latest money laundering schemes. Take the elevated risk out of your institution by learning ways to identify, monitor, and thwart money laundering activities. This webinar will provide useful tools for strengthening monitoring processes and valuable information for everyone from the frontline to the board.

7 members already registered!

Missouri-Kansas Hike the Hill, Washington DC - 2015

Tuesday, October 20, 2015
1:30pm - 5:00pm
MULTIPLE LOCATIONS
WASHINGTON DC

Missouri credit union staff and volunteers are invited to participate in Hike the Hill, October 20-22, in Washington, D.C.

7 members already registered!

Webinar: Advanced ACH Specialist Series: Understanding & Navigating ACH Rules for ODFIs

Tuesday, October 20, 2015
2:00pm - 3:30pm

As an ODFI, your institution warrants all ACH entries it sends into the Network and will be held liable for any breaches of the ACH Rules. How confident are you in understanding your responsibilities under the Rules? This webinar will be extremely beneficial because it is designed to address two main issues:

7 members already registered!

Webinar: The Ins & Outs of Credit Union Share Insurance: Protecting Your Member

Wednesday, October 21, 2015
2:00pm - 3:30pm

Determining a member’s share insurance coverage for their accounts can be incredibly complex. This determination is made more difficult because each member’s situation is unique and share insurance coverage depends on the types of accounts and the ownership interests.

7 members already registered!

Webinar: New Accounts Series: Opening Accounts for Minors: Ownership, Access & Transactions

Thursday, October 22, 2015
2:00pm - 3:30pm

There are several ways to establish accounts for minors – each with its own specific requirements. There are accounts established under the Uniform Transfers to Minors Act (UTMA), blocked or court-ordered accounts, informal trust accounts (in trust for), accounts held by a representative payee, and accounts for minors themselves. This webinar is designed to provide the tools you need to establish and maintain these accounts properly, including who can open, transact, and close these accounts.

7 members already registered!

CUSB User Meeting - St. Louis

Monday, October 26, 2015
9:00am - 11:30am
2055 CRAIGSHIRE RD
SAINT LOUIS MO

Meeting Agenda

7 members already registered!

Collections School - St. Louis

Tuesday, October 27, 2015
8:00am - 4:00pm
2055 CRAIGSHIRE RD
SAINT LOUIS MO

Two-Day Collections School

7 members already registered!

CUSB User Meeting - Jefferson City

Tuesday, October 27, 2015
9:00am - 11:30am
223 MADISON ST
JEFFERSON CTY MO

Meeting Agenda

7 members already registered!

Webinar: Adverse Action: Consumer & Mortgage Loan Best Practices

Tuesday, October 27, 2015
2:00pm - 3:30pm

Examiners are scrutinizing denial notices very carefully for compliance with Regulation B and fair lending standards. This webinar will cover the proper and timely handling of denial notices in accordance with Regulation B. In addition, it will address how to include denials in your sample for internal comparative file review for fair lending compliance.

7 members already registered!

CUSB User Meeting - Kansas City

Wednesday, October 28, 2015
9:00am - 11:30am
1111 E 23RD ST S
INDEPENDENCE MO

Meeting Agenda

7 members already registered!

Webinar: Supervisory Committee Duties & Responsibilities

Wednesday, October 28, 2015
2:00pm - 3:30pm

Being a credit union volunteer can be a rewarding but taxing job, which can fill you with a sense of pride and ownership, but it’s not without risk. Credit unions are faced with many challenges (financial performance, loan quality, regulators, auditors, compliance, etc.) that can bring risk to your organization. As the “watchdog” for your credit union, you need to gain deeper insight and knowledge of your duties and responsibilities so you can be an effective Supervisory Committee member.

7 members already registered!

CUSB User Meeting - Springfield

Thursday, October 29, 2015
9:00am - 11:30am
1770 W SUNSET ST
SPRINGFIELD MO

Meeting Agenda

7 members already registered!

Webinar: Form 1099 Reporting: Third-Party Vendors, Foreclosures, Debt Forgiveness & More

Tuesday, November 3, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Interest Rate Risk Policies, Considerations & Consequences: What Directors Should Know

Wednesday, November 4, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Increasing Sales Now: How to Develop & Implement an Effective Internal Sales Campaign

Thursday, November 5, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: IRA Reporting, Common Issues & Error Resolution

Tuesday, November 10, 2015
2:00pm - 3:30pm
7 members already registered!

Veterans Day - MCUA Offices Closed

Wednesday, November 11, 2015
8:00am - 11:59pm

Missouri Credit Union Association offices closed in observance of Veterans Day.

7 members already registered!

Webinar: Regulatory Requirements for the Board & Senior Management

Thursday, November 12, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: The New Security Officer: Responsibilities, Best Practices & Skill-Building Tools

Tuesday, November 17, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Nuts & Bolts of Effective Metro 2 Credit Reporting via e-OSCAR

Wednesday, November 18, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Responsibilities & Liability When Check or ACH Fraud Occur

Thursday, November 19, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Top 10 Mistakes in Deposit Compliance Exams

Tuesday, November 24, 2015
2:00pm - 3:30pm
7 members already registered!

Thanksgiving Holiday - MCUA Offices Closed

Thursday, November 26, 2015
8:00am - 11:59pm

Missouri Credit Union Association offices closed in observance of the Thanksgiving Holiday.

7 members already registered!

Webinar: Call Report Preparation: Financial Statements, Including Schedule B Investments, C CUSOs & D Derivatives

Tuesday, December 1, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Appraisals for Non-Performing Assets

Wednesday, December 2, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Reg E Error Resolution Rules Versus NACHA Operating Rules: Obligations, Consumer Disputes & Case Studies

Thursday, December 3, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Safe Deposit Issues: Drilling, Unpaid Rent, Death & Unclaimed Property

Tuesday, December 8, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: BSA Special Risks: Policy, Law Enforcement & Regulatory Issues

Wednesday, December 9, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Managing Accounts & Records for Nonresident Aliens: Opening, Identifying, Monitoring & Tax Reporting

Thursday, December 10, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Robbery Prevention, Apprehension & Recovery

Tuesday, December 15, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Opening Donation, Benevolent & Other Accounts for Nonprofit Organizations & Corporations

Wednesday, December 16, 2015
2:00pm - 3:30pm
7 members already registered!

Webinar: Exercising the Right of Setoff on Deposit Accounts & Loans

Thursday, December 17, 2015
2:00pm - 3:30pm
7 members already registered!

Christmas Day - MCUA Offices Closed

Friday, December 25, 2015
8:00am - 11:59pm

Missouri Credit Union Association offices closed in observance of Christmas Day.

7 members already registered!

New Year's Day - MCUA Offices Closed

Friday, January 1, 2016
8:00am - 11:59pm

Missouri Credit Union Association offices closed in observance of New Year's Day.

7 members already registered!