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Credit Unions Offer Convenience to Go With Low Loan Rates, Fees


Nationwide Network of 28,000 ATMs, 4,400 Shared Branches Enable Local Credit Unions to Compete with Big Banks for Easy Access 

Local credit unions of any size are now competing on an equal footing with large national banks in terms of offering consumers easy, convenient access to their accounts. At the same time, they continue to maintain their traditional advantage of offering low loan rates and fewer service fees compared to banks.

“With banks announcing more fees and tougher fee exemptions, they have partially tried to justify these measures by emphasizing the scope of their ATM and branch networks,” said Stan Hollen, president/CEO of CO-OP Financial Services. “However, credit unions cooperate with each other in a way banks will not, so credit unions can offer the same level of convenience, along with service that survey after survey confirms is superior to banks in consumer satisfaction.” 

CO-OP Network

CO-OP Financial Services manages CO-OP Network, a nationwide network of 28,000 ATMs that allow members of 3,000 participating credit unions to access their accounts without incurring a surcharge. These ATMs are located on credit union premises, as well as a variety of retail locations, including 5,500 7-Eleven stores, as well as Costco, Walgreens and other outlets.

Finding an ATM in the CO-OP Network can be done by visiting the ATM locator: 



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