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MCUA Signs New Deal for Overdraft Privilege Services


The Missouri Credit Union Association has signed an agreement with John M. Floyd & Associates (JMFA) to be the associations’ preferred provider for overdraft privilege services.

JMFA OVERDRAFT PRIVILEGE® is an automated and 100-percent compliant program that enables credit unions to substantially increase their non-interest income and reduces the time the credit union staff spends on handling and processing NSF items. This allows them to devote more time enhancing member service initiatives. In addition, the program provides credit union members with a safety net that covers their transactions in the event they make a mistake on their account or face an unexpected financial emergency.

“We welcome this opportunity to partner with the Missouri Credit Union Association and look forward to helping member credit unions improve their revenue as they provide valuable financial products and services to their communities,” said JMFA Chairman/CEO John M. Floyd.

About JMFA:

JMFA is a leading provider of profitability and performance-improvement consulting. For more than 30 years, JMFA has been recognized as one of the most trusted names in the industry, helping financial institutions enhance their bottom line with programs like JMFA Overdraft Privilege®. JMFA is also recognized for earnings enhancement and expense control programs, training, executive placement, account acquisition programs as well as product, service, pricing and technology-improvement consulting. Simply stated, JMFA’s programs and services are designed to increase income or reduce expenses. JMFA is proud to be a preferred provider among many industry groups. To learn more about JMFA, please contact Paul Dacus, JMFA regional director at or (913) 827-7140.