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Overdraft Privilege

John M. Floyd & Associates (JMFA) Overdraft Privilege® is a fully transparent, 100% compliant overdraft program that provides a valuable service of a financial safety net for account holders in their time of need, and an important revenue source for today’s financial institutions.

It’s also a valuable competitive advantage, ensuring account holders come to you for all their financial needs. With JMFA OVERDRAFT PRIVILEGE®, you’re there to help ensure your account holders are empowered to make an informed decision about managing their finances – there’s no need for them to go elsewhere in search of alternatives, which could potentially be more costly and even non-regulated.

JMFA works with financial institutions like yours every day, improving their bottom line and their account holder relationships through overdraft programs that exceed the expectations of their clients, their client's account holders and regulators alike. JMFA offers industry insight, expertise, and best practices gained from more than 1,500 successful, customized installations. They deliver consistent, exemplary results, making JMFA the preferred provider among many industry groups today.

Ongoing regulatory challenges increase the need for compliance expertise. Now is not the time to go it alone. JMFA Overdraft Privilege® offers a written 100% compliance guarantee for all state and federal regulations, access to the best legal resources, and unmatched tools, support and documentation for regulatory peace of mind.

Contact your MCUA field representative (listed at right) for details.

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Contact Us

Tim Loveless
Regional Vice President of Sales
Ryan Dold
Regional Vice President of Sales
Kevin Shaw
Director, Office of Small Credit Unions