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Ability to repay

CFPB Issues Qualified Mortgage Standards


The Consumer Financial Protection Bureau (CFPB) has finalized the qualified mortgages (QM) regulations, also known as the "ability-to-repay" mortgage rule. The rules are posted to the bureau's website and now may be considered "issued."

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CFPB Re-opening Comment Period on Proposed Ability to Repay Mortgage Rule


The CFPB is reopening the comment period for the proposed ability-to-repay rule which was issued by the Federal Reserve Board (FRB) on May 11, 2011.

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