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Reg Z

MCUA Files Comment Letter on Reg Z Mortgage Proposed Amendments

Jun
14

The Missouri Credit Union Association (MCUA)  filed a comment letter on June 5, 2014, with the Consumer Financial Protection Bureau (CFPB) outlining several suggestions to various proposed amendments to the 2013 mortgage rules.

Posted By Sharon Bahr read more

Mortgage Servicing Final Rule Analysis Now Available

Feb
11

Last month, the Consumer Financial Protection Bureau (CFPB) finalized required amendments made by the Dodd-Frank Wall Street Reform and Consumer Protection Act to Regulation Z and Regulation X. These required amendments will have a significant impact on the way closed-end mortgage loans are serviced by credit unions going forward. The final rules become effective January 10, 2014.

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CFPB News and Updates

Oct
22

The following articles cover recent news and updates regarding the Consumer Financial Protection Bureau (CFPB). 

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CFPB Extends Comment Dates for “Finance Charge” And HOEPA Proposed Changes

Sep
04

The Consumer Financial Protection Bureau (CFPB) has delayed the comment deadline from September 7 to November 6 for two important proposals, one on the definition of “finance charge” under the “Know Before You Owe” combined Truth-in-Lending and Real Estate Settlement Procedure Act forms proposal, and the other to implement changes to Regulation Z under the Home Ownership and Equity Protection Act (HOEPA) as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Posted By Halley Hayden read more

CFPB Issues a Proposal to Implement Recent Changes to HOEPA

Jul
16

During the week of July 9, the Consumer Financial Protection Bureau (CFPB) released a proposed rule to amend Regulation Z and Regulation X to implement the Dodd-Frank Act's amendments to TILA and RESPA regarding high-cost mortgage loans.  The Dodd-Frank Act am

Posted By Sharon Bahr read more
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