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MCUA Comment Letters

MCUA Sends Comments to CFPB Concerning Mortgage Closing Process

Feb
23
MCUA Sends Comments to CFPB Concerning Mortgage Closing Process

In response to a recent Consumer Financial Protection Bureau (CFPB) Request for Information (RFI) relating to the home mortgage loan-closing process, in early February the Missouri Credit Union Association (MCUA) filed a comment letter with the agency using data co

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NIST Issues Final "Critical Infrastructure" Cybersecurity Framework

Feb
20
NIST Issues Final "Critical Infrastructure" Cybersecurity Framework

Last week, the National Institute of Standards and Technology (NIST) issued the final cybersecurity framework (Version 1.0), as part of the implementation of the President’s Executive Order on “critical infrastructure” cybersecurity. This voluntary framework is intended to improve U.S.

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MCUA Comments to Federal Reserve on Payment System Risk Policy and Related Reg J Changes

Feb
18
MCUA Comments to Federal Reserve on Payment System Risk Policy and Related Reg J Changes

The Missouri Credit Union Association (MCUA) recently submitted comment letters (to the Federal Reserve Board (Fed) on the Payment System Risk (PSR) Policy and related

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MCUA Comments to NACHA on Risk, Enforcement, and Network Quality Proposed Rules

Jan
29
MCUA Comments to NACHA on Risk, Enforcement, and Network Quality Proposed Rules

The Missouri Credit Union Association (MCUA) recently submitted two related comment letters to NACHA – The Electronic Payments Association on Automated Clearing House (ACH) Network Risk 

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MCUA Comments on NCUA Home-Based Credit Union Proposal

Jan
28
MCUA Comments on NCUA Home-Based Credit Union Proposal

The Missouri Credit Union Association filed a comment letter with the National Credit Union Administration (NCUA) on Thursday, January 23, detailing concerns with NCUA’s proposed home-based credit union rule.

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NCUA Finalizes Rule on Derivatives

Jan
27
NCUA Finalizes Rule on Derivatives

The National Credit Union Administration (NCUA) Board adopted a final rule last week to provide limited derivatives authority for federal credit unions to mitigate interest rate risk (IRR), which the Missouri Credit Union Association (MCUA) supported in its Comment Letter, dated

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MCUA Comments on NIST "Critical Infrastructure" Cybersecurity Framework

Jan
07
MCUA Comments on NIST "Critical Infrastructure" Cybersecurity Framework

The Missouri Credit Union Association (MCUA) also recently submitted a comment letter on the National Institute of Standards and Technology’s (NIST’s) preliminary “critical infrastructure” cybersecurity framework.

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MCUA Comments to Federal Reserve Banks on Payment System Improvements

Jan
07
MCUA Comments to Federal Reserve Banks on Payment System Improvements

Missouri Credit Union Association (MCUA) recently submitted a comment letter to the Federal Reserve Banks on their “Payment System Improvement – Public Consultation Paper,” commending the approach taken by the Fed Banks and engagement with stakeholders to look into ways to improve the U.S. payment system. 

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CFPB and NCUA Adopt Supplemental Rule on Appraisals for "Higher-Priced Mortgage Loans"

Dec
19
CFPB and NCUA Adopt Supplemental Rule on Appraisals for "Higher-Priced Mortgage Loans"

The Consumer Financial Protection Bureau (CFPB), National Credit Union Administration (NCUA), and other federal financial regulators adopted a supplemental rule that amends Reg Z-changes made by a January 2013 final rule* regarding appraisals for “higher-priced mortgage loans” (HPML)— formerly referred to as “higher-risk mortgages.” For certain mortgages with an APR that exceeds the average prime of

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NCUA Issues Final Rule on Charitable Donation Accounts

Dec
17
NCUA Issues Final Rule on Charitable Donation Accounts

In its December 12 meeting, the National Credit Union Administration (NCUA) Board adopted a final rule regarding charitable donation accounts (CDA), the creation of which the Missouri Credit Union Association (MCUA) strongly supports.

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