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FTC Report on Mobile Payments


The Federal Trade Commission (FTC) recently released a staff report highlighting key issues facing consumers and companies as they adopt mobile payment services. The report noted the rapid growth in mobile payments innovation and services. Also, the report showed the problem of mobile “cramming” when third parties place unauthorized charges on a consumer’s mobile phone bill.

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FTC Staff Report on Mobile Privacy Disclosures


The Federal Trade Commission (FTC) recently released a staff report entitled, “Mobile Privacy Disclosures: Building Trust Through Transparency” and a related new business guide for mobile developers.  The staff report recommends ways that participants in the mobile marketplace can better inform consumers about their mobile privacy.

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CU Mergers: Thresholds for Government Review Increased


On January 10, 2013, the Federal Trade Commission (FTC) announced the annual revisions to the Hart-Scott-Rodino Act (HSR) filing thresholds for credit unions.  The updated thresholds are $70.9 million and become effective on February 11, 2013.  HSR requires some merging credit unions to submit prior notification of a merger to the FTC if the merging credit union’s assets on its latest call report are equal to or greater than the $70.9 million threshold.

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Small Issuer Concerns Remain Despite FTC Interchange Report


Concerns of credit unions and other small issuers of debit cards remain despite a newly released Federal Trade Commission (FTC) report claiming small issuers have been unharmed by new interchange laws. The FTC report was ordered by the U.S. Congress last year. The agency was charged with assessing the impact of the debit fee interchange cap set by the Dodd-Frank Act.

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FTC Finalizes Amendments to Children's Online Privacy Protection


Earlier this week, the Federal Trade Commission (FTC) finalized amendments to the Children’s Online Privacy Protection rule, which implements the Children’s Online Privacy Protection Act of 1998 (COPPA).  The COPPA rule provides for privacy protections and gives parents greater control over the personal information that websites and online services may collect from children under the age of 13. 

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